A seminar to provide members with education on how to create guaranteed income that lasts a lifetime in retirement. Topics discussed will include Social Security, Employer Sponsored Plans, Interest Rates, Income Strategies and Insurance.

There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies.

Fixed and Variable annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Variable annuities are subject to market risk and may lose value