Retirement Accounts and Strategies
Retirement is often the largest financial goal we have in life. If you have a retirement account through your current or former employer that you want advice on, we can help. Or if you are looking at adding an additional retirement or investment account outside of your employer, we do that as well. We can assist with 401(k) rollovers, Traditional IRA’s, Roth IRA’s, as well as non-retirement accounts. We will answer your retirement and investment questions in a way you will understand. We will help you decide which types of accounts to use and align them with your overall financial plan.
Investment Options and Guidance
Information related to investment products can be overwhelming, and we will take the time needed to help you gain a sound understanding of your options. We will ask questions, carefully listen to you, and give you choices. We will help you determine which investments to use and how to adjust those investments over time as your financial needs and goals change. It’s a process, and we’ll help you every step of the way.
Social Security Strategies
We answer many questions about Social Security, how it works, and when to take benefits. The short answer is it depends. We will explain how Social Security works, answer your questions, walk you through your options, help you understand important tradeoffs, and work with you to choose wisely. Social Security is an important piece of your overall retirement strategy, but it is just a part. The rest may include pensions, retirement accounts, and other income sources you may have in retirement. We’ll lay it all out together with you and plan accordingly.
Estate Planning
What happens to your assets when you pass away or if you are no longer able to handle your financial affairs is worth taking the time to learn about and plan for. We will show you how wills, trusts, beneficiary planning, gifting, and incapacity planning all work together. Understanding your wishes is important to us, and we will take the time to show you how to properly have what you want to happen actually happen. These are among the most personal conversations we have with clients, and we take it seriously.
Charitable Giving
Perhaps you financially support causes and organizations you believe in and/or want to leave something meaningful behind. We can educate you on tax-wise giving strategies and help you create a plan that reflects your values, maximizes the impact of your generosity, and fits naturally into the rest of your financial plan.
How Stocks Work
The Cost of Procrastination
